Terms of Use
Effective Date: 3 November 2025
Last Updated: 3 November 2025
Welcome to Capitalizt (“we,” “our,” or “us”). By accessing or using our website, content, or services, you agree to comply with and be bound by these Terms of Use. Please read them carefully before using the site.
1. About Us
Capitalizt is an educational platform created to help individuals learn about investing, wealth-building, and financial wellbeing.
Our content is designed to simplify complex ideas, build confidence, and empower users to make informed decisions about their financial futures.
We do not provide personalized financial or investment advice and are not regulated by the Financial Conduct Authority (FCA).
2. Acceptance of Terms
By accessing this website, subscribing to our content, or joining our community, you confirm that you are at least 18 years old and that you agree to these Terms.
If you do not agree, please discontinue use of our services immediately.
3. Use of Our Website
You agree to use the Capitalizt website and community platforms only for lawful purposes.
You must not:
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Violate any laws or regulations.
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Attempt to gain unauthorised access to our systems or data.
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Copy, reproduce, or distribute any content without permission.
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Use the site to promote or sell financial services or products.
We reserve the right to suspend or terminate access for users who breach these terms.
4. Educational Content Only
All content provided by Capitalizt — including articles, videos, insights, stock guides, webinars, and community discussions — is for general informational and educational purposes only.
Nothing on our platform constitutes:
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Financial, investment, legal, or tax advice.
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A recommendation to buy, sell, or hold any security.
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A substitute for advice from a licensed financial adviser.
You are solely responsible for any investment decisions you make based on the information you access.
5. Intellectual Property
All content, branding, graphics, and materials on this site are the intellectual property of Capitalizt unless otherwise stated.
You may not reproduce, modify, distribute, or use any content for commercial purposes without prior written permission.
6. Limitation of Liability
Capitalizt does not guarantee the accuracy, completeness, or timeliness of any information presented.
We accept no responsibility for any loss or damage arising directly or indirectly from reliance on our content or services.
All information is provided “as is” without warranty of any kind, express or implied.
7. Third-Party Links
Our website may include links to third-party sites for educational or reference purposes.
Capitalizt is not responsible for the content, security, or data practices of these external sites.
8. Memberships and Subscriptions
When subscriptions become available, all payments will be processed securely via approved third-party providers (such as Stripe).
By subscribing, you agree to the applicable terms, fees, and renewal conditions.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of England and Wales.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
10. Contact Us
If you have any questions about these Terms, please contact us at:
Risk Disclaimer
All information provided by Capitalizt is for educational and informational purposes only and should not be construed as financial, investment, or tax advice.
Capitalizt does not provide regulated investment advice, portfolio management, or brokerage services and is not authorised by the Financial Conduct Authority (FCA).
Investing involves risks, including the potential loss of capital. Past performance does not guarantee future results. You should always conduct your own research or consult a licensed financial adviser before making any investment decisions.
By using our website, you acknowledge and agree that Capitalizt and its contributors are not responsible for any loss or damage that may arise from reliance on our content.